IndexUL-Center IndexUL-Center

Our indexed universal life (IUL) product portfolio provides two product options that will easily help you find the right product for your client's needs. With death benefit protection and a zero percent floor, our IUL products provide opportunity for cash value growth.
  • Cash value growth linked to stock market indexes
  • Protects your clients from market risk with a zero percent floor

Strategic Protector – A low-cost structure and broad range of face amounts (beginning at $25,000) make it an affordable personal insurance product for most clients. The available Premium Guarantee Rider (PGR), which provides a death benefit guarantee1 to any age up to attained age, may appeal to clients seeking long-term protection.

Strategic Accumulator – This product offers long-term cash-value potential through an account interest multiplier2 and interest bonus. Its broad range of specified amounts (beginning at $50,000) make it appropriate for a wide range of clients. Strategic Accumulator features high target premiums and may be appropriate for cases designed with high-level funding at target or above. It's a great option for retirement planning sales without the market risk.

Interested in working with Midland National? Contact the distribution partner in your region to get started.

Strategic Protector and Strategic Accumulator are issued on policy form series L143 and L147 or state variation including all applicable endorsements and riders, by Midland National® Life Insurance Company, Sioux Falls, South Dakota, 57193. Products, features, riders, endorsements, or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply.

Indexed Universal Life products are not an investment in the "market" or in the applicable index and are subject to all policy fees and charges normally associated with most universal life insurance.

1 Subject to premium payment requirements.

2 The account interest multiplier is applied after interest credit or index credit is determined and before any interest bonus. It is not applied to the interest bonus, the minimum account value, nor to any portion of the account value that is policy debt.

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1-800-843-3316, ext 32150