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Midland National's story is a classic example of American perseverance and ingenuity. Founded in 19061, Midland National has survived two world wars, the Great Depression, the Dust Bowl, and multiple recessions. Now with over 100 years under its belt, Midland National holds over 1 million life insurance and annuity policies with assets2 over $44 billion.

As part of a privately held company, we are not subject to the short-term earnings pressures that publicly held companies face. We are a company with plans to perpetuate itself for hundreds of years, not the next quarter or fiscal year. We focus on the long term. We focus on you.

Midland National is a member of Sammons Financial Group, a privately owned insurance holding company. Private ownership makes Midland National unique in the life insurance industry. This kind of ownership creates an atmosphere where personal, efficient service is the priority.

With life operations located in Sioux Falls, South Dakota, the Annuity Division located in West Des Moines, Iowa, and Corporate Markets located in Fargo, North Dakota, Midland National operates in 49 states, the District of Columbia, Puerto Rico, Guam, the Virgin Islands, the island of Anguilla, and on several overseas military installations.

We are committed to responsible investing and a conservative investment strategy both of which have served the company well during difficult economic times. We consistently receive high ratings from third-party independent reporting and rating companies.
  • A+ (Superior) A.M. Best3
  • A+ (Strong) Rating Standard & Poor's4

1 Midland National was originally founded as Dakota Mutual in 1906.

2 Statutory basis 12/31/16.

3 A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance and ability to meet its obligations to policyholders. A+ is the second highest rating out of 15 categories and was affirmed for Midland National as part of Sammons Financial Group on July 14, 2016. For the latest rating, access

4 Standard and Poor's awarded its "A+" (Strong) rating for insurer financial strength on February 26, 2009 and affirmed on October 19, 2016 to Midland National, as part of Sammons Financial Group. The "A+" (Strong) rating is the fifth highest out of 22 available ratings.

The above ratings apply to Midland National's financial strength and claims paying ability. These ratings do not apply to the safety or performance of the variable accounts which will fluctuate in value.

Sammons® Financial Group, Inc. is comprised of Midland National® Life Insurance Company, Sammons Annuity GroupSM (a division of Midland National), Sammons® Corporate Markets Group (a division of Midland National), North American Company for Life and Health Insurance®, Sammons Retirement Solutions® Inc. and Sammons Financial Network® LLC, member FINRA.

Variable products distributed by Sammons Financial Network® LLC, member FINRA. Sammons Financial Network® LLC and Midland National® Life Insurance Company are affiliated companies and indirect wholly owned subsidiaries of Sammons Enterprises, Inc. of Dallas, Texas.