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PRODUCTS - TERM LIFE INSURANCE

Our term life insurance policies provide affordable coverage and pure life insurance protection.

Our term products offer:

Five underwriting classes
A range of level-premium guarantee periods from 10 to 30¹ years
Guaranteed convertibility
Option to convert to any of our permanent life insurance products available at the time of conversion without evidence of insurability.

FREE TERM QUOTE

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Premier Term – If you're focused on obtaining our lowest possible rates for your clients, then Premier Term may be the answer. It offers life insurance protection at a low rate and is suitable for many purposes.

Executive Term – If you're looking for more flexibility in a term policy, then Executive Term may be the right fit. Executive Term is designed with the middle-income market in mind; however, it is suitable for most individuals and situations.

Executive Term's Guaranteed Conversion Credit Rider allows the policyholder to apply 100% of the premiums paid in the first five years toward the purchase of a permanent life insurance policy from Midland National.

¹Premiums are guaranteed to remain level for the initial 10-, 15-, 20-, or 30-year period. After the premium guarantee period, premiums will increase annually but will never exceed the Guaranteed Annual Renewal Premium. For the 30-year product, premiums are guaranteed to remain level for 25-30 years, depending upon issue age and underwriting class.

30-year level premium guarantee period is only available on Premier Term CS4.

Premier Term and Executive Term are the marketing names for Premier Term CS4 and Executive Term CS3. Premier Term and Executive Term are issued on policy form series T083E1 and T082E1, and the Graded Conversion Credit Rider is issued on rider form series TR127, respectively, by Midland National Life Insurance Company, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Products, features, endorsements, issue ages or riders may not be available in all jurisdictions. Limitations or restrictions may apply.

Term Quote: Premiums are effective as of the date quoted and are subject to change. Rates include policy fees. Product rates shown are based on the age and face amount entered and are subject to change during the application and underwriting process.

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			2013 Convention Final determination of convention qualification will be at the sole discretion of Midland National. We reserve the right to deny attendance to any qualifier. Conventions and contests can be cancelled without notice and without any obligation on the part of the Company to any club member or qualifier.